Honest Money Help Desk
Knowledge base

NectarPay

Zero Fees. Trust the Bee.

NectarPay is part of the Honest Money Ecosystem, designed to give local businesses a simple, secure, and merchant-first way to accept cryptocurrency.

Traditional payment processors take a percentage of every transaction. NectarPay is built differently. With 0% processing fees on crypto sales*, instant settlement, and a non-custodial system, merchants can receive their payments directly into a wallet they control.

It’s a simpler way to accept crypto—and a way to keep more of what you earn.

Keep More of Every Sale

One of the biggest challenges for merchants is the cost of payment processing. Credit and debit card transactions can come with processing fees that add up significantly over time.

With NectarPay, eligible crypto transactions have 0% processing fees*.

Instead of waiting days for funds to move through a bank or payment processor, NectarPay provides instant wallet settlement, allowing your crypto payments to go directly to your wallet.

That means:

  • 0% processing fees on crypto sales*
  • Instant settlement
  • No 2–7 day bank holds
  • No traditional financial institution sitting between you and your funds
  • Direct control of your wallet and payments

You Control Your Funds

NectarPay is designed as a non-custodial payment solution. Your funds aren't held by NectarPay on your behalf.

Your payments go directly to a wallet that you control.

For merchants, this means greater control over their funds and a payment experience designed around ownership rather than third-party custody.

More Than a Payment System—A Community

Accepting crypto isn't only about reducing transaction costs. It's also about connecting your business with a growing community of customers who want to use cryptocurrency in their everyday lives.

The Honest Money community actively seeks out businesses that accept crypto, giving participating merchants an opportunity to reach new customers.

NectarPay also connects with CryptoPOP participation rewards, which can give shoppers additional reasons to visit participating businesses and return in the future.

CryptoPOP is a points-based participation record that supports customer experiences and engagement. It does not replace the payment system itself.

The Numbers Speak for Themselves

Consider a business processing approximately $10,000 per month in card sales.

At an estimated 3% processing cost, that could mean:

$10,000 × 3% = approximately $300 in fees every month

Over an entire year, that's approximately:

$300 × 12 = $3,600 in processing fees

Now compare that with NectarPay.

NectarPay Year-One Cost

  • $499 terminal — one-time purchase, yours to keep
  • $19/month — dashboard, support, security, and future features
  • Year-one total: $727

In this example, a merchant could spend approximately $3,600 per year on card processing fees while NectarPay's first-year cost would be $727.

That's why it's worth taking a closer look at the math.

Simple, Straightforward Pricing

NectarPay is designed to keep pricing simple.

$499 Terminal

The terminal is a one-time purchase and yours to keep. There are no leases and no lock-in.

$19 Per Month

The monthly subscription includes:

  • Merchant dashboard
  • Customer support
  • Security features
  • Future features and updates

There are no complicated pricing tiers or confusing transaction-fee structures for eligible crypto sales.

Accept Crypto. Keep It Simple.

NectarPay supports multiple digital currencies, including:

BTC • USDC • USDT • TXC

This gives merchants the flexibility to accept different types of cryptocurrency while providing customers with more ways to pay.

Built for the Future of Local Commerce

The future of payments doesn't have to be complicated.

NectarPay gives local businesses a straightforward way to participate in the growing digital economy while connecting them with customers who want to spend cryptocurrency.

Whether you're operating a restaurant, retail store, service business, or another local business, NectarPay is designed to make accepting crypto simple.

Zero fees on eligible crypto sales. Instant settlement. You control the funds. And a community that wants to support businesses that accept crypto.

That's the NectarPay difference.

See NectarPay in Action

Want to see how NectarPay works?

You can see NectarPay live in approximately 15 minutes—with no pressure and no complicated jargon. Just a straightforward look at how the system works and what the numbers could mean for your business.

Visit nectar-pay.com to learn more.

NectarPay

Part of the Honest Money Ecosystem

Illustrative example. Actual savings depend on each merchant's sales mix. Card processing fees still apply to card transactions.